While preparing for your holiday, having a Global Health Insurance Card (GHIC) could prove to be beneficial in reducing travel costs. EHICs are also being used by some passengers, but what exactly are they used for? Here's all you need to know about GHICs and EHICs.
What is a GHIC and can EHICs still be used?
The Post Office website explains that both a GHIC and EHIC entitle you to emergency or necessary state healthcare in EU countries in case of illness or injury, often at no cost or a reduced cost.
Where can you use an EHIC or GHIC?
EHICs can be used in the European Economic Area (EEA) and Switzerland, while GHICs can be used in EEA countries, Montenegro, Australia, as well as Jersey, Guernsey, and the Isle of Man, among others.
Do I need a UK GHIC if I already have travel insurance?
It's important to note that GHICs do not substitute travel insurance, as they may not cover all health costs or repatriation costs. It's advised to have both travel insurance and a GHIC for comprehensive coverage.
How to apply for a GHIC
To apply for a GHIC, visit the NHS website for a free application. Avoid unofficial websites that may charge you. Provide your full name, address, date of birth, and national insurance number for a GHIC that lasts up to five years.
Can you apply for a new EHIC?
You can apply for a new EHIC if you meet certain criteria, such as living in the EEA or Switzerland before January 1, 2021, with specific forms issued by the UK, or being a family member of an entitled individual. Check the government website for more information on travelling abroad.