Governor Andrew Cuomo has announced that New York's health insurance open enrollment period will be extended to May 15, aligning with states across the country. This extension allows New Yorkers more time to enroll for 2021, either through NY State of Health or directly through insurers.
Aligning with Federal Marketplace
New York's decision to extend the open enrollment period aligns the state with the federal marketplace and numerous other state-based marketplaces. This move aims to provide consumers with additional time to secure health insurance coverage during these challenging times.
Affordable Health Care Access
Governor Cuomo emphasized the importance of ensuring New Yorkers have access to affordable health care, especially in light of the ongoing COVID-19 crisis and the state's vaccine distribution efforts. He encouraged individuals to explore the various plans offered by NY State of Health and get insured as soon as possible.
Varied Coverage Start Dates
Enrollment dates correspond with specific coverage start dates, with enrollees securing coverage starting April 1 if they enroll by March 15. Those enrolling by April 15 will have coverage starting May 1, while individuals enrolling by May 15 will see coverage beginning June 1.
Financial Assistance Available
Most marketplace enrollees qualify for financial assistance to reduce the cost of their coverage. This extension ensures that individuals eligible for Qualified Health Plan insurance have additional time to enroll for coverage in 2021.
Year-Round Enrollment for Other Programs
While the open enrollment period has been extended, individuals eligible for other NY State of Health programs such as Medicaid, Essential Plan, and Child Health Plus can enroll year-round. Consumers can apply for coverage online, by phone, or with the help of a free enrollment assistor.
NY State of Health Executive Director Donna Frescatore highlighted the importance of extending the open enrollment period, offering uninsured New Yorkers more time to secure quality, affordable health coverage. Superintendent of Financial Services Linda A. Lacewell echoed this sentiment, emphasizing the critical role of access to affordable and quality medical care in the ongoing global pandemic.
In conclusion, the extended open enrollment period in New York provides a valuable opportunity for individuals to prioritize their health and well-being by obtaining the necessary insurance coverage. By taking advantage of this extension, New Yorkers can ensure they have the support they need during these uncertain times.